AYUSHMAN BHARAT - PRADHAN MANTRI JAN AROGYA YOJANA
The Ayushman Bharat - Pradhan
Mantri Jan Arogya Yojana (AB-PMJAY) is a flagship health insurance scheme
launched by the Government of India. It aims to provide health coverage to
economically vulnerable individuals and families across India. Here are some key
clarifications about the scheme:
1. Objectives: The primary
objective of AB-PMJAY is to provide financial protection against high medical
expenses by offering health insurance coverage for secondary and tertiary care
hospitalization. The scheme seeks to ensure that individuals have access to
quality healthcare services without facing financial hardships.
2. Coverage: AB-PMJAY provides
health insurance coverage of up to INR 5 lakh (per family, per year) for
hospitalization expenses. The coverage extends to a wide range of medical and
surgical treatments, including pre-existing conditions.
3. Beneficiaries: The scheme
targets vulnerable and economically disadvantaged sections of society. Eligible
beneficiaries are identified based on the Socio-Economic Caste Census (SECC)
2011 data. Priority is given to households in rural areas, specific
occupational categories in urban areas, and socially vulnerable groups.
4. Implementation: AB-PMJAY is
implemented through an online platform and a network of empaneled public and
private hospitals known as Ayushman Bharat-Health and Wellness Centers
(AB-HWCs). Beneficiaries can avail of cashless treatment at these empaneled
hospitals.
5. Application Process: The
application process for AB-PMJAY varies across states. It is generally based on
the SECC 2011 data, and eligible beneficiaries are automatically enrolled.
However, it's advisable to check the specific process and requirements in your
state by visiting the official Ayushman Bharat PMJAY website or contacting the
scheme's authorities.
6. Ayushman Card: The Ayushman
Card is the health card issued to eligible beneficiaries under AB-PMJAY. It
serves as an identification document and allows cashless hospitalization at
empaneled hospitals.
I recommend referring to the
official Ayushman Bharat PMJAY website or contacting the helpline or support
services provided by the scheme's authorities.
How can I apply ayushman card
online?
Ayushman Bharat Pradhan Mantri
Jan Arogya Yojana (AB-PMJAY) or Ayushman Card is an initiative by the Government
of India that aims to provide health insurance coverage to eligible
individuals. While I can provide general information on how to apply for the
Ayushman Card online, please note that the specific application process may
have changed or been updated since then. I recommend visiting the official
Ayushman Bharat PMJAY website or contacting the relevant authorities for the
most accurate and up-to-date information.
To apply for the Ayushman Card
online, you can follow these steps:
1. Visit the official Ayushman
Bharat PMJAY website. You can search for it using a search engine to find the
correct website.
2. Look for the "Apply for
Ayushman Card" or "Apply Online" section on the website's
homepage. Click on it to proceed with the application.
3. You may be required to create
an account or register on the website before you can start the application
process. Provide the necessary details to create your account.
4. Once you have logged in or
registered, you will need to fill out the application form. The form may ask
for personal details such as your name, address, contact information, family
members' details, income details, and identification documents. Make sure to
fill in all the required information accurately.
5. After completing the
application form, review the information you provided to ensure its accuracy.
Then, submit the application.
6. After submitting the
application, you may receive an acknowledgment or reference number. Keep this
number safe as it may be required for future correspondence or tracking the
status of your application.
7. The authorities will review
your application and determine your eligibility for the Ayushman Card. If
approved, you will receive the Ayushman Card or a confirmation of your
enrollment in the program.
Remember that the exact steps and
requirements may vary, so it's essential to refer to the official Ayushman
Bharat PMJAY website or contact the helpline provided on the website for the
most accurate information and assistance with the online application process.
Some additional
points to consider when applying for an Ayushman Card online:
1. Eligibility Criteria: Before
applying, familiarize yourself with the eligibility criteria for the Ayushman
Card. Generally, the scheme covers individuals from economically disadvantaged
families, rural households, and specific categories such as scheduled castes
and tribes. Make sure you meet the specified criteria to increase your chances
of approval.
2. Required Documents: Gather the
necessary documents before starting the application process. These may include
identification proof (such as Aadhaar card or voter ID), income certificate,
address proof, and any other documents mentioned in the application form.
Ensure that you have valid and up-to-date copies of these documents.
3. Application Form Assistance:
If you require assistance in filling out the online application form, you can
seek help from a nearby Common Service Centre (CSC). These centers are
authorized by the government and provide various services, including assistance
with Ayushman Card applications. You can locate the nearest CSC on the official
Ayushman Bharat PMJAY website.
4. Helpline and Support: If you
encounter any difficulties or have questions during the application process,
reach out to the Ayushman Bharat PMJAY helpline or support services. They can
provide guidance, clarify doubts, and offer assistance related to the
application process.
5. Verification and Approval:
Once you have submitted your application, it will undergo verification by the
authorities. The verification process may involve cross-checking the provided
information with the relevant government databases. This step ensures the
accuracy of the application and confirms your eligibility. The approval process
may take some time, so it's important to be patient and wait for the response.
6. Follow-up and Tracking: After
submitting your application, you can track its status online. The official
Ayushman Bharat PMJAY website may have a section where you can enter your
reference number or other relevant details to check the progress of your
application. Alternatively, you can contact the helpline or support services
for updates on your application status.
Who is eligible for ayushman card
online?
The eligibility criteria for the
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) or Ayushman Card
are as follows:
1. Socio-economic Criteria: The
scheme primarily targets individuals from economically disadvantaged families.
The eligibility is determined based on the deprivation criteria specified in
the Socio-Economic Caste Census (SECC) 2011 data.
2. Household Criteria: Families
from rural areas and specific occupational categories in urban areas are
considered eligible. The scheme aims to cover vulnerable populations, including
households without any adult member aged 16-59 years, households with a
disabled member, or households headed by a female member.
3. Priority Categories: Certain
priority groups are automatically eligible, irrespective of their income
levels. These categories include scheduled caste and scheduled tribe
households, households with at least one member who is a manual scavenger, and
households with at least one member who is a bonded laborer.
It's important to note that the
specific eligibility criteria and implementation of the Ayushman Card may vary
over time and across different states in India. Additionally, the
implementation of the scheme relies on the SECC 2011 data, which may not capture
changes in socio-economic conditions that have occurred since its collection.
What documents are required for
ayushman card?
The documents required for
applying for an Ayushman Card (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
or AB-PMJAY) may vary depending on the specific requirements of the scheme and
the implementation in different states. However, here are some common documents
that are typically requested during the application process:
1. Identification Proof: You will
need to provide identification documents to establish your identity. This may
include documents such as Aadhaar card, voter ID card, PAN card, driving
license, or any other government-issued identification document.
2. Address Proof: Documents that
verify your residential address are typically required. Examples of address
proof include Aadhaar card, voter ID card, ration card, utility bills
(electricity bill, water bill, etc.), or any other government-issued address
proof document.
3. Income Certificate: To
determine your eligibility for the Ayushman Card, you may be required to
provide an income certificate or proof of income. This can include income tax
returns, salary slips, employment certificates, or any other document that
establishes your income status.
4. Family Details: You may need
to provide information and supporting documents regarding your family members.
This can include birth certificates, Aadhaar cards, or any other identification
documents for each family member included in the application.
5. Caste Certificate (if
applicable): If you belong to a scheduled caste (SC) or scheduled tribe (ST),
you may need to provide a caste certificate as proof of your caste.
6. Disability Certificate (if
applicable): If you or any family member has a disability, a disability certificate
issued by a competent authority may be required.
It's important to note that the
specific document requirements may vary based on the guidelines and
implementation in your state. To obtain accurate and up-to-date information on
the documents required for the Ayushman Card application, I recommend visiting
the official Ayushman Bharat PMJAY website or contacting the helpline or
support services provided by the scheme's authorities in your state.
Frequently
asked questions (FAQs) and answers about the Ayushman Bharat - Pradhan Mantri
Jan Arogya Yojana (AB-PMJAY):
1. What is AB-PMJAY?
AB-PMJAY is a government-sponsored health insurance scheme that aims to
provide health coverage to economically vulnerable individuals and families in
India. It offers financial protection against high medical expenses by
providing insurance coverage for hospitalization and medical treatments.
2. Who is eligible for AB-PMJAY?
Eligibility for AB-PMJAY is primarily based on the Socio-Economic Caste
Census (SECC) 2011 data. The scheme targets economically disadvantaged
households, rural households, specific occupational categories in urban areas,
and socially vulnerable groups. Eligible beneficiaries are automatically
identified based on the SECC 2011 data.
3. How much coverage does
AB-PMJAY provide?
AB-PMJAY provides health insurance coverage of up to INR 5 lakh per
family per year. The coverage includes expenses related to hospitalization,
surgeries, diagnostics, medicines, and post-hospitalization care for a wide
range of medical conditions and procedures.
4. How can I check if I am
eligible for AB-PMJAY?
You can check your eligibility for AB-PMJAY by visiting the official
Ayushman Bharat PMJAY website and using the "Am I Eligible" or
"Check Eligibility" feature. You will need to provide some basic
information, such as your mobile number or Aadhaar number, to check your
eligibility status.
5. How can I apply for AB-PMJAY?
The application process for AB-PMJAY varies across states. In most
cases, eligible beneficiaries are automatically enrolled based on the SECC 2011
data, and no separate application is required. However, it's advisable to check
the specific process and requirements in your state by visiting the official
Ayushman Bharat PMJAY website or contacting the scheme's authorities.
6. How can I find empaneled
hospitals under AB-PMJAY?
You can find empaneled hospitals under AB-PMJAY by visiting the official
Ayushman Bharat PMJAY website and using the "Hospital Empanelment" or
"Find Hospitals" feature. This will allow you to search for empaneled
hospitals in your area or a specific location.
7. What is the Ayushman Card?
The Ayushman Card is a health card issued to eligible beneficiaries
under AB-PMJAY. It serves as an identification document and allows cashless
hospitalization at empaneled hospitals. The Ayushman Card contains the
necessary details and unique identification numbers of the beneficiary.
8. What services are covered
under AB-PMJAY?
AB-PMJAY covers a wide range of medical and surgical treatments,
including but not limited to hospitalization, surgeries, diagnostics, medicines,
and post-hospitalization care. The specific list of covered services can be
found on the official Ayushman Bharat PMJAY website or by contacting the
scheme's authorities.
